

If the economy slows, as we expect, high-yield bond prices may fall sharply, but the prices of preferreds issued by the large, highly rated U.S. For those investors who are willing to take more risk to earn higher yields, highly rated preferreds appear more attractive than high-yield bonds. With the Federal Reserve expected to keep rates high for an extended period of time, potentially slowing down economic growth, we continue to suggest investors focus on high-quality investments.įor more conservative investors looking for income today, we prefer investment-grade-rated corporate bonds. Performance in the second half of the year may be similar, but we continue to see a greater risk of price declines with high-yield corporate bonds.
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With higher starting yields, coupon payments were a key driver of returns, while a modest decline in intermediate- and long-term yields this year helped pull up prices, as well. Join us at these conferences, webcasts, forums.Ĭorporate bond investments generally performed well during the first half of the year.Schwab Self-Directed Brokerage Account Indicator Reports.Schwab Retirement Plan Services Participant Survey.Schwab Personal Choice Retirement Accounts®.View resources from The Charles Schwab Corporation. Current market volatility represents unprecedented times for employers and employees to navigate.Retirement plan, stock plan and compliance solutions for employers, including those offered through our affiliate Charles Schwab & Co., Inc.acts as the recordkeeper for plans with $10M+ in assets under management and Charles Schwab Trust Bank acts as your plan's custodian and trustee. Use Plan Analytics to evaluate your retirement plan and the Plan Health Dashboard to dive even deeper.Understanding these principles can help you reach your financial goals.Find out what we're doing, and what you can do to help safeguard your information.Find out how you stack up by answering 18 simple questions.A step-by-step guide to help you prepare for retirement.Understand where your savings can do you the most good and what to save for first.

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